Memail.com offers an infomediary service that will attempt to connect you with independent, third party lenders and financial service providers who may secure a personal loan for you. The operator of this website is not a lender, nor a broker, agent or representative to any lender and does not make personal loans or credit decisions. Memail.com encourages you to thoroughly read and review all terms and conditions, policies, and disclaimers provided on the website.
A personal loan is an online loan ranging from $500 to $35,000 that can help you fund a large expense without requiring the use of collateral. The exact personal loan amount that a consumer may borrow will depend on the consumer's credit, as well as the state laws and regulations where they reside. Typically, personal loans have a set number of equal payments often due over a longer period of time. Payday loans are typically for lower dollar amounts, have much higher interest rates, and are for shorter terms (usually 30 days).
A personal loan can generally range from $500 to $35,000, depending on the consumer. The loan amount you may be approved for depends upon your individual credit and information provided during the application process. Please contact your loan provider directly with any questions you may have regarding your personal loan.
If you are connected with a third party lender on our website, the lender will provide you with documents that contain all rate and fee information regarding the loan being offered to you. It is important that you thoroughly review the rate and fee information provided to you by your lender prior to agreeing to the terms of any loan. If you wish to proceed with the loan process after deciding that the loan terms provided by the lender in the loan contract are acceptable, then you may electronically sign the lender's acceptance page and simply wait for your funds. It is important to remember that the loan interest rates, fees, and loan terms are determined solely by your lender. Because Memail.com is not a lender, we have no control or knowledge of the loan details between you and your lender.
Based on the information you affirmatively provide on your personal loan request, Memail.com may connect you with lenders in our reputable network within minutes if you qualify for a personal loan. If you are connected with a lender directly, they will provide you with your loan offer and loan terms.
In the unfortunate event that you do not qualify for a personal loan, Memail.com may offer you an opportunity to connect with other financial options.
Memail.com (the "Website") is not a lender and does not broker loans to lenders and does not make cash advances or credit decisions, and its only financial connection to the providers of the goods and services referred to on the Website is as a marketing vendor. Accessing Website also does not constitute an offer or a solicitation to lend. As such, Website may receive compensation, in the form of a payment for each qualified sale or for each customer registration form Website submits. Website may also be advertising on behalf of a third-party advertiser with whom the provider of the products or services also has a financial connection with, in that both advertisers may receive compensation for each qualified sale or payment for each customer referral. Therefore, the amount of compensation provided, along with other factors, may impact the entity to whom Website provides your registration form. Upon submitting a registration form, you may be redirected to the third-party website or contacted by the third-party for the product you have requested. We encourage you to review the third-party privacy practices and terms and conditions, which may differ substantially from Website. In the event you are provided a loan package, you should review and understand the terms of the product before agreeing to the same. Website and its owners are not affiliated with these third-parties other than what has been described above. Website does not recommend or endorse any specific lender, product, or service on Website, and Website does not include all companies or all available offers. You are encouraged to research all available loan and financial products and service offers for your situation.